Graphic books that build financially confident teens

Graphic books that build financially confident teens

Credit unions partner with Dream to bring co-branded entrepreneurship and money lessons to teens - building confidence, community connection, and lifelong loyalty.

Co-branded books that teach entrepreneurship, money, and life skills that teens want to read.

From the co-founder of Zogo (used by over 2 million people and 250+ credit unions)
Backed by the bestselling author of The 80/20 Principle
Backed by behavioral psychology, advised by
Dr. Sam Akbar
Co-branded with credit unions and community organizations. Aligned with Jump$tart National Standards for Personal Financial Education
Flagship title now available; additional volumes planned
Book cover
Partnership

A win–win for young people and your community

71%
of non-member millennials aren't familiar with CUs — a gap your brand can fill.
CUNA
69%
of teens have a business idea but don't know where to start — you can provide the first step.
Junior Achievement

From budgeting to building a business, we teach teens the foundational skills they need to achieve their dreams.

Engaging format

Humorous illustrations, story-driven lessons, and challenges that make learning stick.

Engaging format

Activate teens & parents

Co-branded books teens finish – tested with hundreds of families.

Activate teens & parents

Book-based learning

Print books that pull teens off screens and into focused, long-form learning.

Book-based learning

Ready to launch

Plug-and-play materials for marketing, engagement, and community outreach.

Ready to launch

Aligned & flexible

Follows Jump$tart Standards; works in classes, branches, home, and online.

Aligned & flexible
Partnership
WHY PARTNER?

How Dream Supports Credit Unions

Awareness

Awareness

Bridge the knowledge gap between credit unions and young people with education they'll actually use.

Loyalty

Strengthen connections with members by providing meaningful tools that engage teens and parents alike.

Growth

Expand your reach in schools, libraries, and local organizations while building long-term relationships with the next generation.

Referral

Referral

Reward teens and parents for sharing the book with friends, spreading education and your credit union's name throughout the community.

Implementation
IMPLEMENTATION

How Credit Unions Use Dream

Distribute

Distribute to parents and teens

Hand out co-branded copies at account openings, youth events, and community days – or include them in mailers.

Classrooms

Bring into classrooms and programs

Provide class sets for teachers, entrepreneurship programs, libraries, and after-school clubs.

Workshops

Use at branches and workshops

Use the book and discussion guides for seminars, financial education nights, and youth advisory boards.

Skills
WHAT TEENS LEARN

Skills that compound for life

Each chapter builds real-world skills in money, creativity, and character - without feeling like school.

MONEY

Freedom & The Spending Trap

Helps teens see how every purchase is a tiny vote for their future, how to avoid the "spending trap," and how to choose freedom over flexing.

Impulse controlValues-based spendingFuture thinking
Based on Chapter 3
MONEY

Build Your Safety Net

Teaches why paying your future self first matters, how compound growth quietly works in the background, and how safe places to save and invest (like credit unions) fit into a smart safety net.

Saving habitsInvesting basicsCompound growth
Based on Chapter 8
MONEY

Losing Money to Greed

Helps teens recognize too-good-to-be-true offers, FOMO, and get-rich-quick schemes, and contrasts risky shortcuts with safer, boring-but-effective tools like savings accounts at trusted institutions.

Scam awarenessEmotional controlLong-term thinking
Based on Chapter 10
MONEY

Making Money from Hobbies

Shows step-by-step how to test small ideas, listen to customers, price fairly, and turn fun projects into real income, without needing a huge audience or investor.

ExperimentingValue creationCustomer empathy
Based on Chapter 9
Testimonials

Real stories from real people

See how Dream is transforming financial education for teens and strengthening community connections.

To bring the next generation to credit unions, we need leaders like Simon who inspire youth—and vendors like Bankjoy that make it easy to join and stay engaged. Together, Dream and Bankjoy help CUs grow with modern, youth-friendly experiences.
Weiwei Duncan
Weiwei DuncanCOO, Bankjoy
I really loved your book and I was fascinated and blown away by your drive and ambition! I would LOVE to get each of my teens a copy and tell them your story – it is so inspiring! Thank you for sharing your story with the world – teens everywhere will LOVE your books and benefit greatly from them – they're perfect for young teens like my daughter who will be 13 in a short few months. Keep doing what you are doing!
Parent
ParentTeen ages 12 & 14
It was great having Simon come speak to my students. His sharing his experience was a real eye-opener for many of the students. I noticed one student kept turning around on the computer and reading something. Then she would turn back around and ask Simon a question which he would answer. My students liked that they got to give feedback on the titles for his book and the color.
Dawn Serna
Dawn SernaTeacher, CTE Department Chair, Crockett High School
For a credit union to make the effort and care that much to provide this book would make me see them as worthy of holding my money and doing business with them. Our values would be aligned.
Parent
ParentTeen, Age 15
I would be so excited if we could read this in school! It is very motivating and inspiring.
Teen
TeenAge 17
It feels like a life-skills book written in a language teens actually understand. It's not preachy, more like a 'level-up' guide for real life.
Teen
TeenAge 14
Team
Meet the Team

Built by a founder who's scaled youth financial education

Dream was founded by Simon Komlos, co-founder of Zogo (acquired) — an app that partnered with 250+ credit unions and helped 2M+ people build financial skills. At 12, Simon was struggling in school until a pen pal introduced him to coding. That spark changed his life. Now he wants to pass that spark on to the next generation.

Simon Komlos

Simon Komlos

Founder/CEO

Serial entrepreneur and Forbes 30 Under 30 honoree in Education, now building Dream to spark the next generation of teen entrepreneurs.

Maddy Winchester

Maddy Winchester

Partnerships

Former Head of Partnerships at Zogo, now leading Dream's credit union and school partnerships nationwide.

Jo Eberlein-Venckus

Jo Eberlein-Venckus

Illustration

Texas-born illustrator, comic artist, and animator (MICA grad) bringing Dream's stories to life with expressive, teen-friendly visuals.

Dr. Sam Akbar

Dr. Sam Akbar

Advisor

Clinical Psychologist, acclaimed author and expert in stress and resilience. Advises our team on behavioral psychology.

Richard Koch

Richard Koch

Advisor & Mentor

Bestselling author of The 80/20 Principle and strategic advisor guiding Dream's mission and growth.

Supported by great institutions
Bankjoy
Startup
McCallum
CU Fen
Crockett
Love

Read a Sample Chapter

Get a free preview of our book. Download the Introduction + Chapter 1 and discover how Dream teaches teens entrepreneurship, money, and life skills.